Startup business need funding

Hello everybody! Im making the plunge into entreprenuership and am trying to get some tips, advice, help from people who have been in a similar experience. Im basically trying to start a retail store but due to my credit (which is between 620-700), the fact Im a startup, and being unemployed I cant seem to find the funding I need to get things off the ground. I have a few personal credit cards with not more than a $1000 limit and a business credit card with $1000 limit bu its still not enough. I tried seeking help from local non-profits that offer microloans but even they want my own equity to be involved ( I dont have equity, just an dream). I dont qualify for an SBA loan as the few banks in the area that offer SBA loans dont offer it for startups. I even tried peer-peer lending but they also dont help startups and want a high credit score. I was wondering if anybody has been in my shoes and was able to get funding to start their business? I am currently bootstrapping as well and have gone to the extent of selling collectibles I own. Any help would be appreciated. Some more info to know is that my student loan will be back into good standing within a month, I have never declared bankruptcy, aside form my student loan I dont owe any money. I am current on my bills.